Online gambling has surged in popularity across Canada, offering players the thrill of casino games from the comfort of their homes. With countless options available, choosing the right online casino can be daunting. One critical factor that sets top casinos apart is their payout rate, or Return to Player (RTP) percentage, which indicates how much money wagered is returned to players over time. A higher RTP means better chances of winning, making it a key consideration for savvy players.
We explore the best paying online casinos in Canada for 2025, focusing on those with the highest RTPs. Our top picks— Cashed, Legiano, Casino Days, Spinz, and Jackpot City—stand out for their impressive payout rates, extensive game selections, generous bonuses, and reliable services. Whether you’re chasing big wins or simply seeking a fair gaming experience, this article will help you navigate the Canadian online casino landscape. We’ll also explain what payout rates mean, how to choose a high-paying casino, and tips for maximizing your winnings, all while emphasizing responsible gambling.
What is RTP?
Return to Player (RTP) is a percentage that represents the average amount a casino game or casino pays back to players over an extended period. For instance, a slot game with a 96% RTP will, theoretically, return $96 for every $100 wagered. The remaining percentage, known as the house edge, is the casino’s profit margin. RTP is calculated based on millions of game rounds, ensuring a reliable long-term average, though individual sessions may vary due to luck and game volatility.
RTP vs. House Edge
The house edge is the inverse of RTP, reflecting the casino’s advantage. If a game has a 97% RTP, the house edge is 3%, meaning the casino retains $3 for every $100 bet. Games with lower house edges, such as blackjack (often above 99% RTP with optimal strategy), are more player-friendly than those with higher house edges, like some slots.
How RTP is Determined
RTPs are set by game developers and verified by independent auditing agencies like eCOGRA (eCOGRA) or iTech Labs. These organizations test games to ensure fairness and accuracy in payout rates. Casinos often publish average RTPs for their entire game library, calculated by averaging the RTPs of all available games. Reputable casinos display this information on their websites or provide links to audit reports.
Why High Payout Rates Matter
Choosing a casino with a high RTP increases your potential returns over time. While short-term outcomes depend on luck, a higher RTP reduces the house edge, giving you a better shot at winning. Additionally, high-paying casinos often prioritize fairness, transparency, and player satisfaction, enhancing the overall gaming experience.
Finding RTP Information
Players can find RTP details in several ways:
Below, we review the top five online casinos in Canada with the highest payout rates, based on data from reputable sources. Each casino is evaluated for its RTP, game selection, bonuses, payment methods, customer support, and overall player experience.
Payout Rate: 98.76%
Source: Casino.ca
Overview:
Launched in 2024 by Adonio N.V., Cashed (Cashed Casino) has quickly become a favorite among Canadian players due to its market-leading payout rate of 98.76%. Licensed by the Curacao Gaming Authority, it offers a secure and luxurious gaming environment with a user-friendly interface and mobile compatibility.
Game Selection:
Cashed boasts an extensive library of over 10,500 games from more than 100 top-tier providers, including NetEnt, Pragmatic Play, Yggdrasil, Relax Gaming, and Microgaming. Players can enjoy:
Bonuses and Promotions:
New players are greeted with a generous welcome bonus of 100% up to $9,000, 300 free spins, and a unique “Bonus Crab” feature, which offers additional rewards. Ongoing promotions include:
Payment Methods:
Cashed supports a wide range of secure payment options tailored for Canadian players, including:
Customer Support:
Cashed offers 24/7 customer support via live chat and email, though phone support is not available. The support team is responsive and knowledgeable, ensuring quick resolution of player queries.
Why It’s a Best Paying Casino:
Cashed’s exceptional 98.76% RTP, combined with its vast game library and fast payouts, makes it the top choice for players seeking high returns. Its generous bonuses and secure platform further enhance its appeal, though players should note the high wagering requirements for some bonuses.
Payout Rate: 98.67%
Source: Casino.ca
Overview:
Legiano (Legiano Casino), launched in 2024 by Rabidi N.V., is a newcomer that has made waves with its 98.67% payout rate. Licensed in Curacao, it offers a sleek design, seamless navigation, and a comprehensive gaming experience that includes both casino games and sports betting.
Game Selection:
With over 11,500 games from leading providers like Evolution Gaming, Pragmatic Play, and Apricot (formerly Microgaming), Legiano caters to diverse player preferences:
Bonuses and Promotions:
Legiano’s welcome bonus is a 100% match up to €500 (approximately $750 CAD) plus 200 free spins. Additional promotions include:
Payment Methods:
While specific methods weren’t detailed, Legiano likely supports Canadian-friendly options such as Interac, e-wallets, cryptocurrencies, and credit/debit cards. Withdrawals take 3-7 days, slightly slower than some competitors.
Customer Support:
Legiano provides 24/7 support via live chat and email, with a focus on player satisfaction. The support team is multilingual, accommodating Canada’s diverse population.
Why It’s a Best Paying Casino:
Legiano’s near-top-tier 98.67% RTP, combined with its extensive game selection and innovative features like sports betting and exclusive games, makes it a strong contender. Its slower withdrawal times are a minor drawback but are offset by its rewarding VIP program and bonuses.
Payout Rate: 98.50%
Source: Ottawa Citizen
Overview:
Active since 2020, Casino Days has built a solid reputation for its 98.50% payout rate and massive gaming catalog. Licensed in Curacao, it offers a smooth mobile interface and a player-friendly experience, making it a top choice for Canadians.
Game Selection:
Casino Days features over 6,000 titles from trusted providers like NetEnt, Play’n GO, and Evolution Gaming:
Bonuses and Promotions:
New players can claim a competitive welcome bonus, though specific details vary by region (e.g., up to $1,000 in some markets). Regular promotions include free spins, reload bonuses, and seasonal offers, keeping the gaming experience engaging.
Payment Methods:
Casino Days supports a diverse payment section with fast withdrawal methods, including:
Customer Support:
Available 24/7 via live chat and email, Casino Days’ support team is responsive and equipped to handle inquiries in English and French, catering to Canada’s bilingual population.
Why It’s a Best Paying Casino:
Casino Days’ 98.50% RTP, coupled with its vast game library and fast payouts, makes it ideal for players seeking high returns and variety. Its mobile-friendly design and reliable support further enhance its appeal.
Payout Rate: 97.85%
Source: Ottawa Citizen
Overview:
Spinz, operated by Rootz Ltd. and licensed in Malta, offers a 97.85% payout rate and a modern gaming platform. Known for its daily tournaments and live streaming features, it provides an entertaining and rewarding experience for Canadian players.
Game Selection:
Spinz hosts over 2,000 RNG casino games from well-known providers:
Bonuses and Promotions:
Spinz offers a welcome bonus of 100% up to $300 plus 100 free spins, distributed over 10 days. Additional perks include:
Payment Methods:
Spinz supports fast and secure payment options, including Interac, e-wallets, and credit/debit cards. Withdrawals are processed swiftly, often within 24 hours for e-wallets.
Customer Support:
Spinz provides 24/7 support via live chat and email, with a focus on quick resolution and player satisfaction.
Why It’s a Best Paying Casino:
Spinz’s 97.85% RTP, combined with its engaging tournaments and fast payouts, makes it a top choice for players who value both entertainment and winning potential. Its innovative streaming feature adds a unique social element to the gaming experience.
Payout Rate: Approximately 97% (97.20% to 97.84%)
Sources: Ottawa Citizen, Gambling.com
Overview:
Established in 1998, Jackpot City is a veteran in the online casino industry, renowned for its reliability and eCOGRA certification (eCOGRA). Licensed by the Malta Gaming Authority and Kahnawake Gaming Commission, it offers a payout rate of around 97%, making it a trusted choice for Canadian players.
Game Selection:
Jackpot City features over 400 games, primarily powered by Microgaming, with live casino options from Evolution Gaming:
Bonuses and Promotions:
New players can claim a four-tiered welcome bonus up to $1,600, with a 100% match up to $400 on each of the first four deposits. Other promotions include:
Payment Methods:
Jackpot City offers fast and secure banking options:
Customer Support:
Available 24/7 via live chat, email, and phone, Jackpot City’s support team is multilingual and responsive, catering to Canada’s diverse player base.
Why It’s a Best Paying Casino:
Jackpot City’s long-standing reputation, eCOGRA certification, and high payout rate make it a reliable choice for players seeking fair and rewarding gameplay. Its extensive Microgaming library and fast withdrawals add to its appeal.
| Casino | Payout Rate | Games | Welcome Bonus | Withdrawal Speed | Key Providers |
| Cashed | 98.76% | 10,500+ | 100% up to $9,000 + 300 FS | <24 hours (e-wallets) | NetEnt, Pragmatic Play, Microgaming |
| Legiano | 98.67% | 11,500+ | 100% up to €500 + 200 FS | 3-7 days | Evolution, Pragmatic Play, Apricot |
| Casino Days | 98.50% | 6,000+ | Varies (up to $1,000 in some markets) | Hours (e-wallets) | NetEnt, Play’n GO, Evolution |
| Spinz | 97.85% | 2,000+ | 100% up to $300 + 100 FS | <24 hours (e-wallets) | Various |
| Jackpot City | ~97% | 400+ | Up to $1,600 (4x 100% up to $400) | 24-48 hours | Microgaming, Evolution Gaming |
Note: FS = Free Spins. Payout rates may vary slightly across sources.
While payout rates are a primary consideration, other factors contribute to a great online casino experience. Here’s what to look for:
Licensing and Regulation
Ensure the casino is licensed by a reputable authority, such as:
Game Variety
A diverse game library from top providers like Microgaming, NetEnt, and Evolution Gaming ensures quality and high-RTP options. Look for casinos offering slots, table games, live dealer games, and innovative titles like crash games.
Bonuses and Promotions
Generous bonuses can boost your bankroll, but check the terms:
Payment Methods
Choose casinos with Canadian-friendly payment options and fast withdrawals:
Customer Support
Reliable support is essential for resolving issues. Opt for casinos with:
Security
Ensure the casino uses SSL encryption to protect your data. Certifications from eCOGRA or similar agencies confirm fair payouts and secure operations.
To enhance your winning potential:
Responsible Gambling
Gambling should be fun and entertaining, not a financial burden. Always play responsibly:
The best paying online casinos in Canada— Cashed, Legiano, Casino Days, Spinz, and Jackpot City—offer exceptional payout rates, ranging from 97% to 98.76%, making them ideal for players seeking better winning chances. These casinos combine high RTPs with extensive game libraries, generous bonuses, fast payouts, and robust security, ensuring a rewarding and safe gaming experience.
Cashed leads with its 98.76% RTP and vast 10,500+ game library, while Legiano and Casino Days follow closely with 98.67% and 98.50%, respectively, offering innovative features and mobile-friendly platforms. Spinz and Jackpot City, with RTPs around 97%, provide reliability and engaging gameplay, backed by strong reputations and certifications.
When choosing a casino, consider payout rates alongside licensing, game variety, and support quality. Always verify RTPs with trusted sources and play responsibly to enjoy online gambling safely. Whether you’re spinning slots or playing live blackjack, these top casinos offer the best opportunities to win big in Canada’s vibrant online gaming scene. Happy gaming!
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