Best paying online casino in Canada

In the dynamic world of online gambling, Canadian players are always on the lookout for casinos that offer not only thrilling games but also the highest payout rates. A high payout rate, often referred to as Return to Player (RTP), indicates how much of the money wagered is returned to players as winnings over time. For instance, a casino with a 97% RTP returns $97 for every $100 wagered, keeping $3 as profit. This comprehensive guide explores the best paying online casinos in Canada for 2025, highlighting their payout rates, game selections, bonuses, and more to help you maximize your gaming experience.

RTP and Payout Rates

What is RTP?

Return to Player (RTP) is a percentage that shows the expected amount a casino game or platform pays back to players over an extended period. For example, a slot game with a 98% RTP theoretically returns $98 for every $100 wagered. RTP is calculated based on millions of game rounds, making it a long-term average rather than a guarantee for individual sessions.

Why RTP Matters

Choosing a casino with a high RTP can improve your chances of winning over time. Games like blackjack (up to 99.6% RTP) or certain slots (e.g., Mega Joker at 99%) offer better returns compared to lower RTP games. However, RTP is influenced by game variance, which determines the frequency and size of wins. High-variance games may pay out less frequently but offer larger payouts, while low-variance games provide smaller, more consistent wins.

Casino vs. Game RTP

A casino’s overall RTP is an average of the RTPs of its games. For instance, a casino with a 98% RTP likely offers a mix of high-RTP games like blackjack and slots. Individual game RTPs can vary, so players should check specific game details, often available on casino websites or through third-party audits by organizations like eCOGRA.

Legal Landscape of Online Gambling in Canada

Online gambling in Canada is legal but regulated at the provincial level. The Criminal Code of Canada sets the federal framework, while provinces establish their own rules. Here’s a brief overview:

• Ontario: Since April 2022, Ontario has a regulated iGaming market overseen by iGaming Ontario and the AGCO. Over 50 operators offer 80+ casino sites, ensuring a competitive and safe environment.
• Alberta: Online gambling is primarily through the government-run PlayAlberta.ca, managed by the Alberta Gaming, Liquor, and Cannabis Commission (AGLC).
• British Columbia and Quebec: These provinces offer platforms like PlayNow and Loto-Québec, respectively, but players can also access offshore casinos.
• Offshore Casinos: Canadians can legally play at internationally licensed casinos (e.g., Malta Gaming Authority, Curacao) as long as the sites don’t operate servers in Canada.

Players should verify a casino’s licensing to ensure fairness and security. For Ontario residents, choosing AGCO-licensed casinos is recommended, while players elsewhere can opt for reputable offshore sites.

Top 5 Best Paying Online Casinos in Canada

Below is a curated list of the top five online casinos in Canada for 2025, selected for their high payout rates, extensive game libraries, and player-friendly features. The table summarizes key details, followed by in-depth reviews.

Wildz Casino

Overview: Launched in 2019 by Rootz Limited, Wildz Casino is a top choice for Canadian players, boasting an impressive 98.85% RTP, one of the highest in the industry. Its vibrant, user-friendly platform and extensive game library make it a standout.

Payout Rate: With a 98.85% RTP, Wildz offers excellent long-term returns, particularly for players who choose high-RTP games like blackjack or slots such as Mega Joker (99%).

Game Selection: Wildz features over 2,000 games from providers like Play’n GO, Microgaming, and Evolution Gaming. Players can enjoy slots (e.g., Book of Dead), table games (e.g., Premier Blackjack), and live dealer options like Sweet Bonanza CandyLand.

Bonuses and Promotions: New players receive a 100% match bonus up to C$2,000 plus 200 free spins, awarded 25 daily over eight days. The 35x wagering requirement is standard but should be noted.

Payment Methods: Supports Interac, Visa, MasterCard, Skrill, Neteller, and more, with withdrawals processed in 1-3 days, making it one of the fastest-paying casinos.

Customer Support: Offers 24/7 live chat and email support, praised for quick response times.

Pros:

• High 98.85% RTP
• Extensive game library
• Fast withdrawals
• Licensed by Malta Gaming Authority and iGaming Ontario

Cons:

• No dedicated mobile app
• 35x wagering requirement on bonuses

How to Sign Up: Visit Wildz Casino, click “Sign Up,” provide your details, verify your identity, and activate the welcome bonus.

Casino Days

Overview: Since its launch in 2020, Casino Days has gained traction for its 98.50% RTP and vast game selection. Operated by White Star B.V., it’s a rising star in Canada’s online gambling scene, having won the GR Operator Rising Star Award 2023.

Payout Rate: The 98.50% RTP is driven by a mix of high-RTP slots and table games, making it ideal for players seeking consistent returns.

Game Selection: With over 4,000 games, Casino Days offers slots (e.g., Mega Moolah), blackjack, roulette, poker, and live dealer games from Evolution Gaming, including Crazy Time and Monopoly Live.

Bonuses and Promotions: New players can claim a 100% match bonus up to C$2,000 plus 100 free spins on Sweet Bonanza. The 35x wagering requirement applies within seven days.

Payment Methods: Accepts Interac, Visa, MasterCard, MuchBetter, and cryptocurrencies like Bitcoin and Ethereum. Withdrawals are processed within 24 hours.

Customer Support: Provides 24/7 live chat, email, and social media support, ensuring accessibility.

Pros:

• High 98.50% RTP
• Over 4,000 games
• Fast 24-hour withdrawals
• Crypto-friendly

Cons:

• Not AGCO-licensed for Ontario (offshore license applies)
• Limited poker focus

How to Sign Up: Go to Casino Days, click “Sign Up,” enter your email and credentials, verify your identity, and claim the bonus.

BetVictor

Overview: Established in 1946, BetVictor is a veteran in the gambling industry, offering a 98.20% RTP and a robust platform combining casino and sportsbook services.

Payout Rate: The 98.20% RTP is competitive, supported by high-RTP slots and table games, ensuring solid returns.

Game Selection: Features over 1,500 games, including slots from NetEnt and Microgaming, table games, and live dealer options like Lightning Roulette.

Bonuses and Promotions: Offers a 200% deposit match up to C$1,200 plus 50 free spins, with clear terms outlined on the site.

Payment Methods: Supports Interac, Visa, MasterCard, PayPal, Skrill, and bank transfers. Withdrawals are processed in 0-2 days.

Customer Support: Provides 24/7 live chat and email support, noted for efficiency.

Pros:

• High 98.20% RTP
• Trusted brand with decades of experience
• Fast withdrawals
• Sports betting integration

Cons:

• Cluttered website due to combined casino and sportsbook
• Limited game filters

How to Sign Up: Visit BetVictor, select “Sign Up,” provide your details, and opt-in for the welcome bonus.

JackpotCity Casino

Overview: JackpotCity, a household name since 1998, offers a 97.64% RTP and is renowned for its progressive jackpots, like Mega Moolah.

Payout Rate: The 97.64% RTP is slightly lower but reliable, with eCOGRA certification ensuring fairness.

Game Selection: Hosts 950+ games, including slots, blackjack, roulette, and live dealer games from Pragmatic Play and Evolution Gaming.

Bonuses and Promotions: Provides a 99% match bonus up to C$4,000 plus 190 free spins, with a 35x wagering requirement.

Payment Methods: Accepts Visa, MasterCard, Interac, Paysafecard, and more, with payouts in 1-3 days.

Customer Support: Offers 24/7 live chat and email support, highly rated by players.

Pros:

• eCOGRA certified
• Large progressive jackpots
• Trusted brand
• Mobile-friendly

Cons:

• Smaller game library compared to others
• Slightly lower RTP

How to Sign Up: Go to JackpotCity, click “Sign Up,” complete the registration, and activate the bonus.

Spin Palace

Overview: Spin Palace, operating since 2001, delivers a 97.55% RTP and a solid reputation for quality gaming.

Payout Rate: The 97.55% RTP is supported by a mix of high-RTP slots and table games, ensuring decent returns.

Game Selection: Offers 1,000+ games, including slots, table games, and live dealer options from Microgaming and Evolution Gaming.

Bonuses and Promotions: Provides up to C$3,000 plus 220 bonus spins across multiple deposits, with standard wagering requirements.

Payment Methods: Supports Visa, MasterCard, PayPal, Interac, and more, with withdrawals in 1-3 days.

Customer Support: Features 24/7 live chat and email support, known for responsiveness.

Pros:

• Established brand
• Diverse game selection
• Reliable payouts
• Mobile-compatible

Cons:

• Lower RTP than top competitors
• Fewer games than newer casinos

How to Sign Up: Visit Spin Palace, select “Sign Up,” enter your details, and claim the welcome bonus.

How to Choose a High-Paying Online Casino

When selecting a high-paying online casino, consider the following factors:

• Payout Rate: Look for casinos with RTPs above 96%. Check if the casino publishes its RTP and if it’s audited by third parties like eCOGRA.
• Licensing: Ensure the casino is licensed by a reputable authority, such as the Malta Gaming Authority, Curacao, or AGCO for Ontario players.
• Game Variety: Choose casinos with a wide range of high-RTP games, including slots, blackjack, and live dealer options.
• Bonuses: Evaluate welcome bonuses and ongoing promotions, but read the terms, especially wagering requirements.
• Payment Methods: Opt for casinos offering Canadian-friendly options like Interac and fast withdrawal times.
• Customer Support: Prioritize platforms with 24/7 support via live chat, email, or phone.
• Player Reviews: Check platforms like Trustpilot for user feedback on payout reliability and overall experience.

High-Payout Games to Play

To maximize winnings, focus on games with high RTPs. Here are some examples:

• Slots: Mega Joker (99%), Book of 99 (99%), Blood Suckers (98%)
• Blackjack: Lightning Blackjack (99.56%), One Blackjack (99.47%)
• Other Table Games: Baccarat (98.90%), Roulette (98.50%), Video Poker (99.50%)

Many casinos allow filtering games by RTP or provide this information in game descriptions. High-RTP games often have lower variance, offering more consistent wins, but high-variance games like progressive jackpots can yield larger payouts.

Tips for Maximizing Payouts

• Choose High-RTP Games: Prioritize slots and table games with RTPs above 97%.
• Leverage Bonuses: Use welcome bonuses and free spins to extend playtime, but understand wagering requirements.
• Manage Your Bankroll: Set a budget, avoid chasing losses, and bet within your means.
• Practice with Free Games: Many casinos offer demo modes to learn game mechanics without risking money.
• Understand Game Strategies: For table games like blackjack, learn basic strategies to reduce the house edge.
• Check Variance: Balance high-variance games (bigger but less frequent wins) with low-variance games (smaller, frequent wins) based on your risk tolerance.

Responsible Gambling

While high-paying casinos offer better returns, gambling carries risks. Set limits on time and money spent, and never gamble more than you can afford to lose. Resources like the Canadian Centre on Substance Abuse and Gambling (CCSA) provide support for responsible gambling. If you feel gambling is becoming a problem, seek help immediately.

Conclusion

Choosing the best paying online casino in Canada involves balancing high RTPs with other factors like game variety, bonuses, and trustworthiness. Wildz Casino, with its 98.85% RTP, leads the pack, followed closely by Casino Days and BetVictor. By selecting licensed casinos, focusing on high-RTP games, and practicing responsible gambling, Canadian players can enjoy a rewarding and safe gaming experience in 2025. Explore these top casinos, claim their generous bonuses, and start playing smarter today!