In the dynamic world of online gambling, finding the best paying online casinos in the US can significantly enhance your gaming experience. These casinos offer games with high Return to Player (RTP) percentages, ensuring you get more value from your wagers over time. They also provide reliable payouts, generous bonuses, and a secure, regulated environment. This comprehensive guide explores what makes an online casino “best paying,” highlights the top legal casinos in the US, and offers tips to maximize your winnings. Whether you’re a seasoned player or new to online gambling, this article will help you navigate the landscape of high-payout casinos in 2025.
The term “best paying” refers to casinos that offer games with high RTP percentages, which indicate the average amount a game returns to players over many plays. For example, a slot with a 96% RTP theoretically returns $96 for every $100 wagered. Higher RTPs mean better chances of winning in the long run, though individual sessions can vary due to luck. Table games like blackjack can have RTPs above 99% with optimal strategy, while slots typically range from 95% to 98%. Beyond RTP, a best paying casino ensures fast, hassle-free withdrawals and fair play, regulated by state authorities.
Online gambling is regulated at the state level in the US, creating a patchwork of laws. As of May 2025, seven states have legalized online casinos:
Players must be 21 or older and physically located in these states to play legally. Each state’s gaming authority licenses casinos, ensuring they meet strict standards for fairness, security, and responsible gambling.
To identify the best paying online casinos, we evaluated several key factors:
These criteria ensure that the casinos not only offer high payouts but also provide a safe and enjoyable gaming experience.
Based on extensive research, here are the top 10 online casinos in the US known for their high payouts and excellent features, all legally operating in one or more of the seven states listed above. The following table summarizes their key attributes:
| Rank | Casino | States Available | Average RTP | Welcome Bonus | Notable Features |
| 1 | BetMGM | NJ, PA, MI, WV | ~96.16% | Up to $1,000 + $25 no deposit | Extensive game library, high RTP slots |
| 2 | DraftKings | NJ, PA, MI, WV, CT | ~96.20% | Up to $2,000 | Exclusive games, sports betting integration |
| 3 | FanDuel | NJ, PA, MI, WV, CT | ~96.50% | Risk-free day up to $1,000 | High RTP slots, fast payouts |
| 4 | BetRivers | PA, MI, WV | ~97.87% | 100% match up to $500 | Low wagering requirements, loyalty program |
| 5 | Caesars Palace | NJ, PA, MI, WV | ~96.00% | 100% match up to $2,500 | Renowned brand, high RTP table games |
| 6 | Golden Nugget | NJ, MI, WV | ~97.86% | Up to $1,000 + 200 free spins | Large game library, frequent promotions |
| 7 | Borgata | NJ, PA | ~96.06% | Up to $1,000 + $20 free | Premium games, robust rewards |
| 8 | Unibet | PA, NJ | ~97.00% | Up to $500 | User-friendly, high RTP slots |
| 9 | 888 Casino | NJ | ~98.10% | Up to $500 + 20 free spins | Long-standing reputation, high RTP |
| 10 | PartyCasino | NJ, MI | ~96.00% | Up to $1,000 + 25 free spins | Diverse games, attractive bonuses |
Note: Average RTPs are based on self-reported data or game-specific RTPs and may vary. Always check individual game RTPs.
Overview: BetMGM is a powerhouse in the online gambling industry, operating in New Jersey, Pennsylvania, Michigan, and West Virginia. It’s known for its vast game library and competitive bonuses.
Game Selection and RTP: BetMGM offers over 1,000 games, including slots like “Blood Suckers” (98% RTP), “Starburst” (96.1% RTP), and “Gonzo’s Quest” (96% RTP). Blackjack variants can reach 99.5% RTP with optimal strategy, and live dealer games provide an immersive experience with solid payouts.
Bonuses and Promotions: New players receive a $25 no-deposit bonus and a 100% deposit match up to $1,000. Regular promotions include leaderboard challenges and reload bonuses, enhancing player value.
User Experience: The platform is sleek and intuitive, with a top-rated mobile app available on iOS and Android. Customer support is responsive via live chat and email.
Why It Stands Out: BetMGM’s combination of high RTP games, generous bonuses, and multi-state availability makes it a top choice for players seeking high payouts.
Overview: DraftKings, a leader in sports betting, has expanded into casino gaming, operating in New Jersey, Pennsylvania, Michigan, West Virginia, and Connecticut.
Game Selection and RTP: DraftKings features slots like “88 Fortunes” (96% RTP) and exclusive titles like “DraftKings Rocket” (96.5% RTP). Table games include blackjack and roulette with RTPs up to 99%, and live dealer options are robust.
Bonuses and Promotions: New players can claim up to $2,000 in bonuses, with low wagering requirements. The Dynasty Rewards program offers points for every wager, redeemable for bonuses.
User Experience: The platform integrates casino and sports betting seamlessly, with a user-friendly interface and a highly rated mobile app.
Why It Stands Out: DraftKings’ exclusive games and integration with sports betting appeal to players looking for variety and high payouts.
Overview: FanDuel is a favorite for its extensive game library and fast payouts, available in New Jersey, Pennsylvania, Michigan, West Virginia, and Connecticut.
Game Selection and RTP: FanDuel offers slots like “Divine Fortune” (96.6% RTP) and “Wheel of Fortune” (96.6% RTP). Blackjack and roulette variants provide RTPs above 98%, and live dealer games are popular.
Bonuses and Promotions: New players get a risk-free day up to $1,000, meaning losses are refunded as site credit. Daily and weekly promotions include free spins and cashback.
User Experience: The platform is clean and easy to navigate, with a top-tier mobile app that ensures smooth gameplay.
Why It Stands Out: FanDuel’s high RTP games and risk-free welcome offer make it ideal for players seeking low-risk, high-reward gaming.
Overview: BetRivers, operated by Rush Street Interactive, is known for its player-friendly approach in Pennsylvania, Michigan, and West Virginia.
Game Selection and RTP: BetRivers features slots like “Starburst” (96.1% RTP) and “Gonzo’s Quest” (96% RTP). Table games and live dealer options offer RTPs up to 99%, with a focus on variety.
Bonuses and Promotions: A 100% deposit match up to $500 with a 1x wagering requirement is one of the best in the industry. The iRush Rewards program provides ongoing benefits.
User Experience: The platform is straightforward, with a well-designed mobile app and responsive customer support.
Why It Stands Out: BetRivers’ low wagering requirements and high RTP games make it a top pick for value-conscious players.
Overview: Caesars brings its iconic brand to online gaming in New Jersey, Pennsylvania, Michigan, and West Virginia.
Game Selection and RTP: Caesars offers slots like “Blood Suckers” (98% RTP) and “Jack Hammer” (96.96% RTP). Blackjack variants reach 99.5% RTP, and live dealer games are high quality.
Bonuses and Promotions: New players get a 100% deposit match up to $2,500. Regular promotions include free spins and prize draws, with a rewards program for added perks.
User Experience: The platform is elegant, with a premium mobile app and 24/7 customer support.
Why It Stands Out: Caesars’ high RTP table games and generous bonuses appeal to players seeking a luxurious gaming experience.
Overview: Golden Nugget is a leader in New Jersey, Michigan, and West Virginia, known for its massive game library.
Game Selection and RTP: With over 1,000 games, Golden Nugget offers slots like “Dead or Alive” (96.8% RTP) and “Guns N’ Roses” (96.98% RTP). Table games and live dealer options have competitive RTPs.
Bonuses and Promotions: A 100% deposit match up to $1,000 plus 200 free spins welcomes new players. Frequent promotions include cash giveaways and leaderboard challenges.
User Experience: The platform is user-friendly, with a highly rated mobile app and excellent customer support.
Why It Stands Out: Golden Nugget’s extensive game selection and high RTPs make it a go-to for players seeking variety.
Overview: Borgata, part of the MGM family, operates in New Jersey and Pennsylvania, offering a premium gaming experience.
Game Selection and RTP: Borgata features slots like “Starburst” (96.1% RTP) and “Gonzo’s Quest” (96% RTP). Table games include blackjack and roulette with RTPs up to 99%.
Bonuses and Promotions: New players get a $20 no-deposit bonus and a 100% deposit match up to $1,000. The loyalty program offers substantial rewards.
User Experience: The platform is modern and sleek, with a robust mobile app and responsive support.
Why It Stands Out: Borgata’s high-quality games and rewards program cater to players seeking both payouts and perks.
Overview: Unibet is a trusted name in Pennsylvania and New Jersey, known for its user-friendly platform.
Game Selection and RTP: Unibet offers slots like “Book of Dead” (96.21% RTP) and “Mega Moolah” (88.12% RTP, with progressive jackpots). Table games provide RTPs above 98%.
Bonuses and Promotions: A 100% deposit match up to $500 is available for new players, with regular free spins and cashback offers.
User Experience: The platform is simple and intuitive, with a reliable mobile app and excellent customer support.
Why It Stands Out: Unibet’s high RTP slots and straightforward bonuses appeal to players seeking simplicity and value.
Overview: 888 Casino, a pioneer in online gambling, operates in New Jersey with a strong reputation.
Game Selection and RTP: 888 offers slots like “Millionaire Genie” (95.02% RTP) and “Irish Riches” (95.02% RTP), with an average RTP of 98.1%. Table games are competitive.
Bonuses and Promotions: New players get 20 free spins and a 100% deposit match up to $500. A VIP program rewards loyal players.
User Experience: The platform is functional, with a solid mobile app and 24/7 support.
Why It Stands Out: 888’s high average RTP and long-standing reputation make it a reliable choice.
Overview: PartyCasino operates in New Jersey and Michigan, offering a vibrant gaming experience.
Game Selection and RTP: PartyCasino features slots like “Starburst” (96.1% RTP) and “Book of Dead” (96.21% RTP). Table games and live dealer options have solid RTPs.
Bonuses and Promotions: A 100% deposit match up to $1,000 plus 25 free spins welcomes new players. Regular promotions include cash prizes.
User Experience: The platform is colorful and engaging, with a well-designed mobile app.
Why It Stands Out: PartyCasino’s diverse games and attractive bonuses make it a fun, high-payout option.
To maximize your chances of winning at online casinos, consider these tips:
Online gambling should be fun and entertaining, but it’s important to play responsibly. Set limits on your spending and time, and never chase losses. If you or someone you know has a gambling problem, contact resources like:
The best paying online casinos in the US combine high RTP games, reliable payouts, and generous bonuses to offer players a rewarding experience. Casinos like BetMGM, DraftKings, and FanDuel lead the pack, operating legally in states like New Jersey, Pennsylvania, and Michigan. By choosing a licensed casino, checking game RTPs, and taking advantage of bonuses, you can enhance your chances of winning. Always gamble responsibly, verify the casino’s licensing, and enjoy the thrill of online gaming in a safe and secure environment.
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